We have a “no-fault” system when it comes to automobile insurance. This does not mean that there is no blame — it simply means that part of your compensation for your injury does not have anything to do with whose fault the accident is. Standard accident benefits in insurance policies in Ontario include medical expenses, rehabilitation, care givers, income replacement benefits etc.
If however, you are injured and not responsible for the injury, then you can sue whoever is responsible for compensation. This can include loss of income, pain and suffering, housekeeping costs, future care costs, out of pocket expenses and expenses not covered by standard accident benefits coverage.
The most important thing you can do following an accident where you have sustained any injury is to contact our Motor Vehicle Accident team. We’ll help you to understand your rights, and we’ll be sure you get the compensation you deserve.